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Skip Tracing - Understanding Social Security Numbers: Part 1
Did you know that you can tell not only where a social
security number was issued, but you can also tell when it was issued?
There is a useful information for a skip tracer coded into every social
security number. We have compiled all of the necessary data here in one
place for you to completely decode a social security number.
Almost every skip tracer knows that you can tell where a social security number was issued by the first three digits of the social security number. The middle two digits indicate the year the social security number was issued. The last four digits are sequentially issued in the order of the social security number applications that are processed.
So how does knowing the year that a social security number help you skip trace individuals you are trying to repossess? By identifying potentially fraudulent loans that have not been previously identified. Individuals that have committed social security number fraud should be reported to law enforcement and perhaps solicit their help in repossessing your collateral.
How can knowing what year a social security number was issued help identify fraud? Simple, if the social security number was issued 10 years before the individual was born you can be quite certain that you have identified a social security number fraud. in this case you have probably identified an individual using their parents social security number fraudulently.
The following table shows what state issued a social security number based on the first three digits of a social security number.
As you can see, individuals from the East coast have lower first three digits of their social security numbers than people on the West coast. Washington DC, Puerto Rico, and the US virgin Islands are the exceptions.
In 1935 the Social Security Act established the social security number prefixes 700-728 for railroad workers. This stopped in 1963 and railroad workers are now issued standard social security numbers like everyone else.
In the next issue of Repo Times we will cover part two of Skip Tracing, Understanding Social Security Numbers.
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